Job Description
INKUNGA FINANCE Plc is a microfinance institution with its headquarters in Karongi District, Western Province.
Its mission is to promote quality financial services to small and medium-sized entrepreneurs in order to contribute to the improvement of their socio-economic living conditions and to remain a sustainable and self-sufficient institution
To strengthen its human resources, INKUNGA FINANCE is currently recruiting a Loan Officer.
Loan Officer (1)
Key Responsibilities
Under the supervision of Branch Manager, he (she) will be responsible for:
- Ensure the initial contact with customers and explain to them all requirements in loan application process;
- Carry out field visits at clients business and domiciles to ensure their loan payment capacities;
- Analyze credit application files and help eligible customers to complete the files;
- Ensure the client’s eligibility based on an in-depth analysis of 5 Cs;
- Visit the place of collateral guaranted by the borrower, his home and draw up the report to be classified in a client credit application file;
- Constitute the credit application files and make its proposal to the credit committee for analysis and approval;
- Draw up loan contracts and get them signed;
- Ensure credit disbursements and inform customers;
- Ensure the high quality of loan portfolio;
- Ensure the proper delivery of services and customer satisfaction;
- Make the list of non-performing/written off loans and establish the schedule and plan for their recovery and submit the execution report to the Branch Manager
Requirements
- Must be a Rwandan;
- Have a Bachelor’s degree or an A1 degree in Rural development, Finance, Accounting or related fields;
- Must have proof of experience of at least two years for A0, at least three years experience for A1 in Financial institution sector either Bank, Microfinance or SACCO;
- Must have driving license category A;
- Have a good character in working with financial institutions (meaning no non-performing or written off loans);
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- Fluent in Kinyarwanda, French or English, knowledge of three languages would be an advantage;
- Aged between 21 years and 40 years;
Method of Application and Notification
Interested and qualified candidates should submit their Job application via e-mail: recruitment@inkungafinance.com (You will get a reply to confirm the reception of your application).
The deadline for submitting applications is Wednesday, Sept 14 th 2022 at 18h00
The job application file must contain
- An application letter addressed to the Managing Director;
- A curriculum vitae;
- A copy of the identification card;
- A copy of the degree;
- A proof of previous experience and driving license.
Note: The list of shortlisted candidates for the written exam will be published not later than Friday 16 th Sept 2022 at 18h00 via this website: https://inkungafinance.com
Done at Karongi, on 7th Sept 2022
NSENGIMANA Claudien
Managing Director.
