Loan Officer Inkunga Finance Plc Full-Time

Job Description

INKUNGA FINANCE Plc is a microfinance institution with its headquarters in Karongi District, Western Province.

Its mission is to promote quality financial services to small and medium-sized entrepreneurs in order to contribute to the improvement of their socio-economic living conditions and to remain a sustainable and self-sufficient institution

To strengthen its human resources, INKUNGA FINANCE is currently recruiting a Loan Officer.

Loan Officer (1)

Key Responsibilities

Under the supervision of Branch Manager, he (she) will be responsible for:

  • Ensure the initial contact with customers and explain to them all requirements in loan application process;
  • Carry out field visits at clients business and domiciles to ensure their loan payment capacities;
  • Analyze credit application files and help eligible customers to complete the files;
  • Ensure the client’s eligibility based on an in-depth analysis of 5 Cs;
  • Visit the place of collateral guaranted by the borrower, his home and draw up the report to be classified in a client credit application file;
  • Constitute the credit application files and make its proposal to the credit committee for analysis and approval;
  • Draw up loan contracts and get them signed;
  • Ensure credit disbursements and inform customers;
  • Ensure the high quality of loan portfolio;
  • Ensure the proper delivery of services and customer satisfaction;
  • Make the list of non-performing/written off loans and establish the schedule and plan for their recovery and submit the execution report to the Branch Manager


  • Must be a Rwandan;
  • Have a Bachelor’s degree or an A1 degree in Rural development, Finance, Accounting or related fields;
  • Must have proof of experience of at least two years for A0, at least three years experience for A1 in Financial institution sector either Bank, Microfinance or SACCO;
  • Must have driving license category A;
  • Have a good character in working with financial institutions (meaning no non-performing or written off loans);
    • Fluent in Kinyarwanda, French or English, knowledge of three languages would be an advantage;
    • Aged between 21 years and 40 years;

    Method of Application and Notification

    Interested and qualified candidates should submit their Job application via e-mail: (You will get a reply to confirm the reception of your application).
    The deadline for submitting applications is Wednesday, Sept 14 th 2022 at 18h00

The job application file must contain

  • An application letter addressed to the Managing Director;
  • A curriculum vitae;
  • A copy of the identification card;
  • A copy of the degree;
  • A proof of previous experience and driving license.

Note: The list of shortlisted candidates for the written exam will be published not later than Friday 16 th Sept 2022 at 18h00 via this website:  

Done at Karongi, on 7th Sept 2022


Managing Director.

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