1. Job Title: Information Systems (IS) Auditor
Job Purpose:
To give objective and independent assurance to management that the Information systems in place are appropriate, well utilized, reliable, and secure while giving commensurate recommendations on areas of improvement
Main Responsibilities:
- Be part of the Audit Team in performing Information Systems audits, both technical and end-user across BPR Bank Rwanda in line with Internal Audit Methodology, processes, procedures, and timeframes.
- Giving an assurance that access to electronically stored corporate information is adequately protected and managed appropriately to the risks.
- Make maximum use of Computer Assisted Audit Tools e.g., Teammate, IDEA, or any other automation tool used by the Audit department.
- Performance of special Audits as and when called upon.
Educational qualifications and work experience:
- Bachelor’s degree in information technology or related field
- Professional Qualifications: Network infrastructure security, data science, Phyton courses
2+ years of experience in Information Technology
2. Job Title: Credit Monitoring Manager
Job Purpose:
Responsible for tracking and reporting on day-to-day customer performance of individual credit facilities and loan portfolio to ensure early warning signs are identified, investigated and action is promptly taken to address situations where credit risks have, or could, move outside risk appetite or there is potential to deteriorate further.
Main Responsibilities:
- Provide the daily system credit monitoring and management reports, identify delinquent accounts with irregularities and proactively follow up to ensure corrective action is taken in line with credit policy.
- Provide the slippages review report: ensuring mitigation of the loan portfolio deterioration through daily communication with the business units, a review of the vintage analysis reports, and monitoring of loans near downgrade point.
- Provide the report on monitoring of the insurance renewal period for collateralized loans & covenants tracking.
Educational qualifications and work experience:
- Bachelor’s Degree in a business-related field.
- 3+ years of experience in credit in the banking sector.
3.Job Title: Credit Reporting Manager
Job Purpose:
Responsible for ensuring reporting of the day-to-day performance of credit facilities is done, by providing on a regular basis the appropriate portfolio report and ensuring these are submitted to internal and external stakeholders in line with their requirements.
Main Responsibilities:
Main Responsibilities:
- Generates and maintains loan credit reports for presentation to the Management, and provides monthly reports on the same, in accordance with the credit policy and BNR regulations. Analysis and reporting should provide portfolio insights and inform strategic decision-making.
- Preparation of quarterly Board Credit Committee deck presenting credit portfolio information, trends analysis, and confirmation of adherence to credit policy and risk appetite limits.
- Provide statutory returns and reports in an accurate and timely manner, upholding adherence to internal and statutory reporting calendars.
Educational qualifications and work experience:
- Bachelor’s Degree in a business-related field.
- 3+ years of experience in credit in the banking sector
4.Job Title: Credit Analyst (3)
Job Purpose:
Supporting the Bank in achieving its asset growth targets whilst maintaining a quality-lending book and delivering a professional service to the business units.
Main Responsibilities:
- Evaluate and recommend credit proposals.
- Identify, quantify, and evaluate sources of risk.
- Build relationships with Branch Managers and account analysts,
- Visiting customers to discuss/explain the structure and conditions of lending and follow up on such conditions.
Educational qualifications and work experience:
- Bachelor’s degree in finance, commerce, or Economics.
- A certificate in Credit Analysis will be an added advantage.
- 2+ years in credit analysis in a financial institution
5.Job Title: Quantity Surveyor (2)
Job purpose:
To assess the value of properties given to the bank as collaterals, carry out bills of quantities for the construction projects to be financed by the bank, and carry out progressive reviews of commercial and residential properties under construction.
Main Responsibilities:
- To appraise prospective fundable construction infrastructure projects and monitor the performance of those projects financed by the bank.
- To carry out a regular valuation and or counter–valuation of the bank’s assets and those offered to the bank as securities.
- To carry out technical visits of projects under construction and provide technical support at both the study stage and the implementation stage of maintenance or rehabilitation of the bank’s buildings.
- To provide technical support in any construction engineering upon the request of the bank
Educational qualifications and work experience:
- Bachelor’s degree in civil engineering, quantity surveying, estate management, and valuation.
- 3+ years of experience in a civil engineering company, property valuation, or any closely related field.
6.Job Title: Senior Legal Manager, Commercial
Job Purpose:
To provide legal services to the business with an emphasis on commercial legal aspects more particularly in end-to-end contract life cycle management as well as new product implementation by the business.
Main Responsibilities:
- Ensure the prompt preparation and management of contracts for an assigned portfolio of work including leases and other general commercial law issues.
- Provide oversight for the contract lifecycle from drafting through completion of the negotiation process, review, and contract execution.
- Review and draft major contracts as well as develop templates and standard commercial agreements across for business needs.
- Support contract negotiation and collaborate with business teams on developing effective relationships with contractors and vendors.
- Maintain a deep understanding of contract templates, contract policy, legal risk and liability, and company position on various matters
Educational qualifications and work experience:
- Master’s degree in LLM.
- Diploma in legal practice (ILPD)
- 5+ years of experience in legal in the banking sector.
7. Job Title: Legal Officer, Security Documentation (2)
Job Purpose:
To render quality and cost-effective in-house legal services to the bank.
Main Responsibilities:
- Drafting and reviewing various loan contracts with their different related documents.
- Registration of the Bank’s collaterals within the office of the registrar general.
- Follow up on the perfection of security and documentation.
- Keeping track of the latest amendments and regulations in law.
- And any other duties deemed necessary by the Line Manager and Head of legal services.
Educational qualifications and work experience:
- Bachelor’s degree in law.
- Diploma in Legal Practice (ILPD) will be an added advantage.
- Minimum Experience of 3 years in Legal in the banking sector.
8. Job Title: Legal Officer
Job Purpose:
To render quality and cost-effective in-house legal services to the bank.
Main Responsibilities:
- Ensure timely review and drafting of contracts in support of the bank’s strategy.
- Follow up the safekeeping and recording of all contracts of the Bank.
- Verify supporting documents used in the review of contracts to ensure correctness and legality.
- Prepare periodic reports that show the contracts that have been reviewed to measure performance.
Educational qualifications and work experience:
- Bachelor’s degree in law.
- Diploma in Legal Practice (ILPD) will be an added advantage.
- Minimum Experience of 2 years in Legal practice.
9.Job Title: Senior Manager, Retail Sales
Job Purpose:
Responsible for the development and implementation of strategies to deliver superior sales performance in direct sales and branch models for all units.
Main Responsibilities:
- Develop sales strategies for specific product channels, customer segments, and regional segments.
- Formulating sales-related business strategy primarily for secured/unsecured personal banking lending and liability drive.
- Develop and grow multiple aggressive sales units for all products.
- Build adequate processes in the sales function and structure to prevent mis-selling, misrepresentation, and fraud and adhere to the bank’s procedures and ethics policy.
- Initiate and conduct Bank DST monthly, quarterly, and annual reviews.
- Be part of the review and evaluation of retail banking product proposition with a view to making improvements.
Educational qualifications and work experience:
- Bachelor’s degree in business, MBA.
- 6 years of experience in sales
10. Job Title: Regional Sales Manager (2)
Job Purpose:
Drive the growth of Retail business at the regional level by implementing strategies to deliver superior sales performance in DSR and branch models for all business lines.
Main Responsibilities:
- Driving sales strategies for all retail products, channels, and customer segments in the region.
- Meets regional sales financial objectives by forecasting requirements; preparing an annual budget; scheduling expenditures; analyzing variances; and initiating corrective actions.
- Drive multiple aggressive sales campaigns for all products with a vision to maintain market leadership.
- Responsible for retaining and growing all localized relationship business for both asset and liabilities growth.
- Manage all Regional Sales Budgets.
- Analysis of sales performance and giving feedback to Branches and sales teams recommending appropriate remedial measures to improve performance.
Educational qualifications and work experience:
- Bachelor’s degree in business, MBA.
- 4 years of experience in sales and marketing.
11.Job Title: Manager, Premium Banking
Job Purpose:
Responsible for developing and rolling out innovative business development initiatives and redefining the relationship and sales models.
Main Responsibilities:
- Execute Premium / Advantage Banking tactical plan and grow the bank’s emerging Premium / Advantage Banking customer base, deposits, assets, and high-value yield per customer.
- Review and/or develop commercially viable innovative products, services, and channels that position BPR Bank competitively in the market.
- Working closely with the Marketing division to communicate Premium / Advantage Banking products.
- Develop and maintain strong relationships with stakeholders in the other units and external business industry sectors to tap into banks’ value chain and new market innovation opportunities.
- Managing business risks in line with the Bank’s policies and standard operating procedures (SOPs). This included AML, KYC, and combating the financing of terrorism (CFT
Educational qualifications and work experience:
- Bachelor’s/master’s degree in business
- 4 years of experience on the Management level in an affluent/high-net-worth service sector or Retail banking
- 3 years of experience in business research and product development.
12. Job Title:Mortgage Relationship Manager
Job Purpose:
To deliver exceptional mortgage sales performance by supporting branch business, generating new business, and building relationships to grow the mortgage portfolio under the personal banking segment.
Main Responsibilities:
- Appraising and recommending mortgage credit loan applications
- To manage directly all internal and external matters relating to the assigned portfolio
- Perform sales and marketing presentations to new and existing customers to close sales.
- Monitoring of loans already disbursed.
- Coaching and mentoring of staff.
- Market intelligence for product development.
- organizations to develop business through competitive penetration rate management.
Educational qualifications and work experience:
- Bachelor’s degree in a Business-Related field.
- 2 years of experience in general banking, credit analysis, relationship management, and customer service.
13. Job Title:Business Analyst
Job Purpose:
To generate and analyze data and provide information on retail performance to all cross-functional units within retail.
Main Responsibilities:
- Precise collation of data/reports and subsequent compilation, analysis, and presentation of the same for branches, regions, retail sector heads, management review, and major segments of the business.
- Analyze data collated and promptly do reports with clear explanations on variances or raise/advise on concerns of business trends.
- Preparation of monthly reports on performance and highlight key milestones made within the month and make proposals on the way forward.
- Design user-friendly templates for use by retail sector heads in tracking weekly and monthly performance in their respective lines of products and financials.
- Hold custody of the business targets for the year in focus and update or revise as advised by the board through the head of retail banking.
- Assist in preparing business and product proposals.
Educational qualifications and work experience:
- Bachelor’s degree in business or mathematics/statistics.
- Master’s degree in data science.
- Professional Qualification: SQL, Python courses.
- 3 years of experience in general banking.
- 5 years of experience in business analytics, Business Intelligence.
- 3 years of experience in data science.
Visit here to Apply
https://irecruitment.kcbgroup.com
